Rick Swenson is President/CEO of RSS Consulting LLC and has over 30 years of experience working in the financial services industry with and for many top fortune 500 companies. Rick previously served as a Vice President with USAA where he focused on biometric authentication on Mobile and led the organizations ApplePay initiative. He is a proven thought leader in fraud risk and payments innovation. He has lead implementation efforts for numerous risk management solutions in support of money movement related activities including Remote Deposit Capture, P2P payments, Mobile Money Movement, Apple Pay and Multi-mode biometrics on Mobile. He is an alum of Augustana College in Finance and Economics, and is a Certified Fraud Examiner.